Close in 14 Business Days. No Seasoning Cash Out Refinance @ 80% LTV. Close in 14 Business Days. No Seasoning Cash Out Refinance @ 80% LTV.
Close in 14 Business Days. No Seasoning Cash Out Refinance @ 80% LTV. Close in 14 Business Days. No Seasoning Cash Out Refinance @ 80% LTV.

Fast DSCR Loans for Real Estate Investors

Close in 14 business days with no income verification required

DSCR Purchase

Up to 85% LTV for investment property purchases with no minimum FICO

DSCR Cash Out Refinance

Up to 80% LTV cash out with no seasoning requirement

DSCR Rate & Term Refinance

Up to 85% LTV with better rates and terms

Why Choose DSCR Loans?

No Pay Stubs Required

Skip the hassle of providing employment documentation

No Tax Returns

No need to submit personal or business tax returns

No Income Verification

Property income is what matters, not personal income

No DTI Concerns

Debt-to-income ratio is not considered

Not Reported on Credit

Keeps your personal credit profile clean

Credit Score Flexibility

Less emphasis on personal credit scores

Property Income Focused

Loan approval based on property performance

Commercial Property Types

Office Buildings

Professional office spaces and complexes

Retail Spaces

Shopping centers, storefronts, and malls

Industrial Spaces

Warehouses, manufacturing, and distribution centers

Multifamily Housing

Apartment complexes and residential communities

Mixed-Use Properties

Combined residential and commercial spaces

Choose Your Loan Program

Select from our flexible financing options designed for real estate investors

DSCR Purchase

Up to 85% LTV for investment property purchases with no minimum FICO

DSCR Cash Out Refinance

Up to 80% LTV cash out with no seasoning requirement

DSCR Rate & Term Refinance

Up to 85% LTV with better rates and terms